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Example of Texting Scam
It's that time of year again when everyone likes to spend, spend, spend! It is also that time of year that people become the most vulnerable when it comes to fraud. The latest in fraud this holiday season is texting scams. Though they have been around for some time, they are becoming much more common as time inches closer to Christmas. This is when you receive an informative text message from a random number or 4 digit one telling you that there is something wrong with your account or that it has been suspended (PayPal, American Express, et cetra). It tells you to call a number, then the automated service asks for your debit card number, pin, expiration date, and eventually tells you that it has been reactivated. Many times people end up calling the companies themselves, and end up in confusion as the companies have no idea what the costumers are talking about. If you receive this text message, do not respond and do not call the number. If you somewhat feel that it is not an error, call the official company it is in regards to.
It is not clear where these texts are coming from; often the origins are Canadian or Nigerian, sometimes from South of the border. As technology progresses, it will be expected that so will frauds. My best advice to everyone is to be careful what they fill out, whether on paper or on the internet. That information is all they need to get a hold of you and your money. I suggest people share this blog post on networking sites that they are a part of, as well as with friends, family, and associates. Happy holidays everyone!
What do you think of the new scam?
[Image via Nesting Buddy]
2 comments:
This actually happened to from a BofA text account while I was in the bank...Tellers and managers were looking at each other going; did you send this? no, did you??? I think dumb people and scams co-exist and go hand in hand.
Haha that sucks Nima! I think Banks like BofA need to better inform their staff on this new phenomenon, which I found out is called "vishing". If banks aren't aware, regular people are not either! This is something that the media needs to focus on better. I also agree, it's a two-way game that people play with the scammers. :)
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